Essex Commercial Finance works by a straight forward ethos – we work in partnership with our clients, with their best interests always central to our actions, and share a common goal with the client to achieve the best possible outcome for their requirements.
And that’s an important point to get across because it does differentiate us from some people in the industry.
So what does this actually mean in practice?
All businesses are different and even two firms in the same sector don’t have the same finance requirements.
We take the time to fully understand how a business works, its working capital needs and the challenges it faces; this allows us to identify the solution or combination of solutions, taking into account the type of finance required and the costs to the company that would be involved.
Lenders can use confusing terminology and jargon in their product description, and the cost structure can be difficult to navigate if you’re not fluent! And there are a lot of lenders and commercial finance products out there. For example, our database has:
- Over 100 Commercial Mortgage, Bridging Loan and Development finance lenders
- More than 60 Unsecured and Secured loan providers
- 40+ Asset Finance companies
Using a commercial finance broker helps you to cut through the crowd and to identify suitable product/s and lender/s.
There is no comparison website out there where totally independent, unbiased and suitable results can be obtained by a business owner or director. A commercial finance broker does the leg work for you and uses experience and product knowledge together with their lender network to source and present the most suitable option/s for you.
This leaves you to be able to get on with the important job of actually running your business!
We are looking to maintain long term client relationships. Companies grow, change and sometimes face their challenges over time. Having someone that already understands the business and its journey to this point means that you already have a partner in taking the next step, or fighting the next fire – whatever is on the horizon for your company.
Finance is not everyone’s favourite subject, and can take people at all levels out of their comfort zone – but business owners are engaged with us when the conversation is about finance for their company:
- To resolve a problem that is eating away at them.
- To find a lender because their bank of 10 years has just declined them..
- To get funding for more operating space because orders have gone through the roof.
- To lease extra cars because they know if they could get more salespeople in front of customers then the product would actually sell itself.
People that we talk to are some of the most passionate and engaged that we have ever worked with, because it matters so much to them – they live and breathe their companies.
We can’t help but be spurred on by that and want to provide the best solution that is available to them.
We can’t make a company profitable, increase their turnover or raise their credit score – but if the market sees them as viable for finance then we will achieve that for them.
Begin your journey to suitable finance at firstname.lastname@example.org
Don’t miss a business opportunity – finance it!