Essex Commercial Finance

Local and National Coverage
Based in Chelmsford

01245 979100
Commercial Finance

Mon - Fri :08.30-17.30
Remote Meetings Available

Commercial Finance
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Helping Businesses fund the purchase of Offices, Land and Property for Investment

Raising Capital?
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Keeping your Business Performing with Cash Flow funded by your Assets and Invoice Value

Property Development
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Keep your Property Development Plans on-Track with the right Finance to support your Project

Growing Business ?
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With a number of Funding Options, Let us discuss your plans and show you how to raise money to expand and improve your business

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Commercial Mortgages

Commercial Mortgages are used to fund the purchase, or refinance of, commercial, semi-commercial or residential properties. In general terms, there are 3 main uses for Commercial Mortgages:

Asset Finance - Essex Commercial Finance

Owner Occupied

The purchase or refinance of the property where the company is currently operating, or the purchase of a new property to move to and operate from.

Commercial Finance - Essex Commercial Finance

Commercial Investment

The purchase or refinance of commercial or semi-commercial property which will be rented to another company to operate from – essentially a commercial Buy To Let.

Commercial Mortgages - Essex Commercial Finance

Buy to Let

An investor may purchase, via a  limited company, an investment property as part of a long term investment strategy, building a portfolio of property.

Commercial Mortgages are available with Fixed or Variable interest rates, and the amount that you can borrow is set as a ‘Loan To Value’ (LTV) percentage of the property value – you will commonly be expected to have a deposit of 25-30%. Existing property holdings with equity value in them may be considered towards the deposit by some lenders.

Advice From Professionals

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Latest News

A selection of recent news, and product changes within the Commercial Lending sector

Essex Commercial Finance Limited  is a company registered in England and Wales with Company number 12610135
Registered Office : Suite 1, 8 Kingsdale Business Centre, Regina Road, Chelmsford, Essex, CM1 1PE

Data Protection Registration : ZA759800

(c) Essex Homes and Lettings Limited 2020