Essex Commercial Finance

Local and National Coverage
Based in Chelmsford

01245 979100
Commercial Finance

Mon - Fri :08.30-17.30
Remote Meetings Available

Commercial Finance
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Helping Businesses fund the purchase of Offices, Land and Property for Investment

Raising Capital?
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Keeping your Business Performing with Cash Flow funded by your Assets and Invoice Value

Property Development
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Keep your Property Development Plans on-Track with the right Finance to support your Project

Growing Business ?
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With a number of Funding Options, Let us discuss your plans and show you how to raise money to expand and improve your business

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Asset Finance

Asset Finance gives your business access to the machinery, plant, equipment or vehicles that it needs to operate, without the full initial outlay of their cost. It can also release value from assets that you already own towards working capital and cash flow requirements.

Asset Finance - Essex Commercial Finance

Leasing Finance

Your business doesn’t own the asset, but agrees a lease usually for a fixed term and payments. You are in effect renting the asset. This is a good option for knowing your budget in advance, and various options are available to you around servicing and repair.

Commercial Finance - Essex Commercial Finance

Hire Purchase (HP)

This allows your company to purchase an asset over an agreed term with agreed regular payments – the asset is yours when all of the agreed payments have been made. Commonly an upfront payment is due at the start of the agreement.

Commercial Mortgages - Essex Commercial Finance


In simple terms, your company may own assets that are either unencumbered or partially financed. Lenders will commonly lend up to 70% of their current value less any outstanding finance. This is suitable for a number of assets or equipment

HP or Lease? A company has to consider how the asset will depreciate, and its relevance or ‘shelf life’ when deciding this – will the asset be likely to be obsolete in 3 years or 5 years at the end of an agreement?

Advice From Professionals

Let Us Help You - Just Ask

Latest News

A selection of recent news, and product changes within the Commercial Lending sector

Essex Commercial Finance Limited  is a company registered in England and Wales with Company number 12610135
Registered Office : Suite 3, 8 Kingsdale Business Centre, Regina Road, Chelmsford, Essex, CM1 1PE

Data Protection Registration : ZA759800

(c) Essex Commercial Finance Limited 2020