Essex Commercial Finance

Local and National Coverage
Based in Chelmsford

01245 979100
Commercial Finance

Mon - Fri :08:30-17.30
Remote Meetings Available

Commercial Finance
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Helping Businesses fund the purchase of Offices, Land and Property for Investment

Raising Capital?
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Keeping your Business Performing with Cash Flow funded by your Assets and Invoice Value

Property Development
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Keep your Property Development Plans on-Track with the right Finance to support your Project

Growing Business ?
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With a number of Funding Options, Let us discuss your plans and show you how to raise money to expand and improve your business

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Your Partner to Suitable Commercial Finance

Asset Finance - Essex Commercial Finance

cash flow

Products to help manage and smooth your cash flow, and conserve cash in the business

Commercial Finance - Essex Commercial Finance

Working capital

Funding everything from new vehicles and equipment, to recruiting or a new office

Commercial Mortgages - Essex Commercial Finance

growth

Growth, and maximising opportunities, comes from access to cash flow and capital

Our Plan With You

Know Our Clients

We will take time to understand your company's needs, your plans for the future, and look at what you currently have in place

Suitable Solutions

Having that audit allows us to provide you with suitable options of finance for your business, sourced from our large and diverse range of lenders

Build Relationships

Everything that we do is aimed at providing the best possible outcomes for your requirements, and developing a long term working relationship

Cash Flow Conservation For Your Business

Invoice Finance

Get paid just days after completing business, accessing immediate cash flow for wages, overheads, suppliers and the ability to take on new work or opportunities that you otherwise might have to turn down.
In this economic climate, this is the clearest demonstration of the ends justifying the cost of the means - possibly the best cash flow and working capital tool that is available .

Short Term VAT Loans

The Government recognised the benefit to you of deferring one quarterly VAT bill - what about every other quarter that a bill comes in?
We can access 12 week loans for some or all of your VAT bill - pay weekly or monthly, whatever suits you best - but the win for you is conserving cash by spreading the payments, and keeping some liquidity for whatever might come next.

Lease or HP Over Buying For Cash?

Your business may need new or replacement vehicles or equipment, and you can conserve cash by using a Lease or HP product to finance the asset rather than buying it outright.
Our panel of lenders cover most vehicles and assets that you could need, and a conversation with your accountant could confirm if there were additional benefits to the business.

WE PROVIDE EXPERT FINANCIAL ADVICE FOR BUSINESSES from start-ups to multinationals

Our Financial Team

Mark Grant, Essex Commercial Finance

Over thirty years of client facing and relationship management experience in financial services, with the same principals as I work towards today - providing the best value to all my clients. I bring empathy, attention to the details that matter and the ability to structure a solution from multiple products to each client requirement - and our team’s experience, combined with our business partners we work with, places us perfectly to achieve the client’s goals.

Mark Grant
Commercial Finance Consultant

For nearly 30 years I have been helping clients with their financial needs, typically their personal and business finances. My experience with Mortgage Lending, as well as a multi-business owner, gives me a true insight into what our clients demand, and how we should help them achieve their goals.The fundamentals are the same, providing trusted advice, building long-term relationships and a desire to see business succeed.

Justin Moy
Managing Director

Why Choose Us?

Whole Market Range

Being totally independent, we are ideally placed to offer options from the Whole Market of commercial lenders – not just a favoured few. Our process means we get to understand your current situation, your needs and your plans so that we can match you with the most suitable finance options for your business.

No Upfront Fees

Our view is clear – we don’t charge any fees until we have a solution agreed and offered – and our fees are low too. We want to build a long term relationship where value is the heart of our offering, and relationships matter.

Commercial Finance Benefits

Our Range Includes

Bridging Finance - Essex Commercial Finance

Commercial Lending

Buying an Office, factory or building? Need to finance machinery, a company acquisition or expanding your business? At Essex Commercial Finance we have both the experience and the range of lending solutions to help you - let us do the leg work for you and you can concentrate on running your business.

Asset Finance - Essex Commercial Finance

Asset Finance

Whether Hire Purchase or Leasing, we have a great range of options for our clients. Funding vehicles, stock, machinery, plant, computer equipment, and all assets important to the operation of your business. Keep the cashflow in your business, and let Essex Commercial Finance help you operate today and grow tomorrow.

Commercial Mortgages - Essex Commercial Finance

Invoice Financing

Why not consider getting value for your invoices immediately, and not waiting months to be paid? Invoice Finance is an ideal opportunity to raise funds quickly, to allow your business to continue to operate whatever the financial situation may be. Conserve cashflow and be able to take up new opportunities with Invoice Finance.

Advice From Professionals

Let Us Help You - Just Ask

Latest News

A selection of recent news, and product changes within the Commercial Lending sector

Essex Commercial Finance Limited  is a company registered in England and Wales with Company number 12610135
Registered Office : Suite 3, 8 Kingsdale Business Centre, Regina Road, Chelmsford, Essex, CM1 1PE

Data Protection Registration : ZA759800

(c) Essex Commercial Finance Limited 2020